cycle | Travel Insurance

Bicycle travel insurance

taking your bicycle on a cycling holiday?

Our Bicycle travel insurance policies cover

you and your bicycle during your journey


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when you take out Annual Multi-trip, Backpacker, Winter Sports or Bicycle Travel Insurance with Coverontrip. Holidays Single Trip is not included in this offer, Terms apply.


7 days cover from  £28

Our standard Bicycle Travel Insurance policy benefits at a glance

If you’re going on a cycling holiday and want cover for you and your bike, then our Bicycle Travel Insurance policies could be what you’re after. All our cycling policies provide the same base level of cover varying only the different activities covered per tier (for a full list of activities please see the table below):


✅ Medical expenses cover up to £5,000,000


✅ Cancellation and curtailment cover up to £2,000


✅ Personal effects and possessions cover up to £1,000

Bicycle travel insurance. Protect yourself and your two wheels


Whether you’re planning a leisurely cycle on the continent, taking your mountain bike off-road, or competing in time-trials or a triathlon, you’re bound to have an unforgettable time. Let us ride by your side with our Bicycle travel insurance, which has been specifically designed for cyclist.

Bicycle Travel Insurance

IPID – Insurance product information documents


Our coverages

Emergency medical and repatriation expenses £5,000,000 £5,000,000 £5,000,000
Cancellation £2,000 £2,000 £2,000
Curtailment £2,000 £2,000 £2,000
Hospital confinement benefit £20 per 24h (max £100) £20 per 24h (max £100) £20 per 24h (max £100)
Personal effects and possessions £1,000 £1,000 £1,000
Travel delay £15 per 12h (max £150) £15 per 12h (max £150) £15 per 12h (max £150)
Cycle Category A Activities Included Included Included
Cycle Category B Activities N/A Included Included
Cycle Category C Activities N/A N/A Included
Personal liability £2,000,000 £2,000,000 £2,000,000
Personal accident £10,000 £10,000 £10,000
Theft Bicycle from the insured location £2,500 £2,500 £2,500
Theft of bicycle away from the insured location £2,500 £2,500 £2,500
Theft of bicycle from a vehicle £2,500 £2,500 £2,500
Accidental damage to the bicycle £2,500 £2,500 £2,500
Replacement bicycle hire £250 £250 £250
Roadside recovery £100 £100 £100
Missed departure £2,000 £2,000 £2,000
Holiday abandonment after 24 hours £2,000 £2,000 £2,000
Travel disruption £2,000 £2,000 £2,000
Luggage delay £50 per 12hrs (max £150) £50 per 12hrs (max £150) £50 per 12hrs (max £150)
Legal costs and expenses £25,000 £25,000 £25,000
Single Item limit £200 £200 £200
Valuables limit £200 £200 £200
Personal money £300 £300 £300
Replacement documents £250 £250 £250
Cash £150 £150 £150
Withdrawal of services £25 per 24hrs (max £300) £25 per 24hrs (max £300) £25 per 24hrs (max £300)
Hijack / Kidnap expenses £2,000 £2,000 £2,000
Hijack / Kidnap benefit £50 per 24 hours (Max. £500) £50 per 24 hours (Max. £500) £50 per 24 hours (Max. £500)
Mugging hospitalisation benefit £250 £250 £250

Did you know?


Our add-ons increase the coverage on your travel insurance policy.  At Coverontrip we want to keep prices fair and competitive in terms of the cover levels our policies provide.


That’s why we’ve created affordable and comprehensive travel insurance policies to cover every type of trip. Add-ons protect specific activities and items during your trip, such as gadgets, pets and hazardous activities.

Don’t forget…

before, during and after your trip, wherever you go, be social!

Here at Coverontrip travel insurance we’re all committed travellers who love to share our experiences, tips and travel hacks. That’s why we’re building a new type of travel insurance, where we want all our customers to join our growing community, so everyone can share their experiences and learn from one another. So follow one of our social channels and join the Coverontrip movement today.